Cardstakeus.com Terms of Use

Last Updated: February 16, 2026

1. Definitions

For purposes of these Terms of Use: (i) "Site" means Cardstakeus.com and any related websites or interfaces; (ii) "Services" means all features, tools, marketplaces, custody, transactions, and functionality offered through the Site; (iii) "Company," "we," "us," or "our" means CardStake LLC; and (iv) "Terms" means these Terms of Use together with any policies incorporated by reference, including the Privacy Policy.

2. Introduction

Welcome to Cardstakeus.com (the Site), owned and operated by the Company. These Terms govern your access to and use of the Site and Services. By accessing or using the Site or Services, you agree to be bound by these Terms, which constitute a legally binding agreement between you and the Company.

3. Marketplace Role

We operate an online platform that enables users to list, buy, sell, and hold collectibles and interests in collectibles, and we provide custody, recordkeeping, and administrative services in connection with those activities.

We do not act as an agent, broker, fiduciary, or representative for any user, and we do not negotiate, recommend, or make decisions on behalf of buyers or sellers. Users control their own listings, purchase decisions, and transfers, and remain solely responsible for their activities and compliance with applicable law.

4. Use of the Site and Services

You accept the Site and Services "as is" and "as available" and use them at your own risk. The Site and Services may contain inaccurate, incomplete, inappropriate, or offensive material. The Company assumes no responsibility or liability for such material.

You must be at least 18 years old and a legal resident of the United States (or other approved jurisdictions) to use the Services. By using the Site, you represent that you meet these criteria.

5. Fees, Payments, and Account Balances

The Company may charge fees for use of the Services, including but not limited to card submission fees, transaction fees, and commissions on marketplace sales. Current fees may include a non-refundable card submission fee and a percentage-based commission deducted from completed sales, as disclosed through the Site or applicable transaction interfaces. All fees are non-refundable except as required by applicable law. The Company reserves the right to modify fees upon notice through the Site.

All marketplace transactions completed through the Services are final. Except as required by applicable law, all purchases, sales, transfers, and fractional interest transactions are non-refundable and non-reversible. We do not offer returns, refunds, or exchanges for completed transactions, including due to buyer's remorse, market price changes, liquidity considerations, condition assessments, grading differences, or authentication opinions.

The Services may allow you to maintain an account balance representing proceeds from transactions or other credits. Account balances are not bank accounts, are not interest-bearing, are not insured by the FDIC or any other governmental authority, and do not constitute stored value or escrow accounts. You authorize the Company to deduct applicable fees, commissions, chargebacks, adjustments, or amounts owed from your account balance. The Company may impose minimum withdrawal thresholds, processing delays, or verification requirements prior to releasing funds.

6. Chargebacks; Payment Disputes.

You agree not to initiate any chargeback, payment dispute, or payment reversal with a payment processor, card issuer, or financial institution without first contacting us and providing a reasonable opportunity to resolve the issue through our support process.

You are responsible for all chargebacks and payment disputes associated with transactions involving your account. You authorize us to deduct or recover the amount of any chargeback, together with related fees or losses, from your account balance or other funds payable to you. If your balance is insufficient, your account may reflect a negative balance, and you remain liable for all amounts owed. We may reverse transactions, suspend withdrawals, freeze balances, reclaim custody of cards, or suspend or terminate your account in connection with chargebacks or suspected abuse.

7. Prohibited Conduct and Abuse

We may limit, suspend, or terminate access to the Site or Services, remove content, and take technical or legal measures if we believe a user is acting inconsistently with these Terms or applicable laws. Reports of abuse, policy violations, or offensive content may be submitted to admin@cardstakeus.com. Upon termination, your access ends, and any account balances may be forfeited if not withdrawn within 30 days. Sections like Indemnification, Disclaimers, and Governing Law survive termination.

8. Card Authenticity and Condition

You represent and warrant that any trading card or collectible you submit is authentic, unaltered, legally owned by you, and that you have the right to submit it for use on the Services. The Company performs authentication and condition evaluation services using commercially reasonable, professional methods and standards. However, you acknowledge that authentication, grading, and condition assessment are inherently subjective processes that may involve judgment and error, and that even professional opinions may be incorrect.

Accordingly, while the Company provides its professional opinion regarding authenticity and condition for platform purposes, the Company does not provide guarantees or warranties as to authenticity, grade, condition, or value, and its determinations may differ from those of third-party grading services, collectors, or buyers. The Company shall not be liable for losses or disputes arising from authentication errors, grading discrepancies, or condition determinations. Submission of counterfeit, altered, or misrepresented cards may result in account suspension or termination, forfeiture of assets, and referral to law enforcement.

9. Card Submission Shipping; Risk of Loss

When submitting a card to us, you are solely responsible for properly packaging, shipping, and insuring the card in accordance with our published shipping guidelines, as may be updated from time to time through the Site. You agree to use commercially reasonable care and appropriate protective materials to prevent damage during transit.

All cards must be shipped in rigid packaging within a box (not an envelope) and protected against movement, bending, moisture, and impact. Failure to follow required packaging standards may result in rejection of the submission or denial of claims for loss or damage.

You are responsible for selecting an appropriate shipping method, obtaining tracking, and maintaining adequate shipping insurance. We strongly recommend insuring cards valued over one hundred U.S. dollars (US $100). You bear all risk of loss, theft, or damage to cards during shipment to us, and custody does not transfer until the card is physically received and accepted at our designated facility.

You must include any required identifying information, including applicable listing or submission identifiers, with each shipment. We are not responsible for delays, misrouting, loss, or damage caused by carriers, incorrect addresses, incomplete information, or failure to comply with shipping instructions.

Upon receipt, cards are subject to intake verification and authentication. We reserve the right to reject, return, or refuse to process any card that arrives damaged, improperly packaged, or inconsistent with submission requirements. Acceptance of a shipment does not constitute a guarantee of authenticity, condition, or successful listing.

10. Card Submission and Custody

By submitting a card, you agree to transfer physical custody of the item to the Company or its designated custodial partners for safekeeping and administration in connection with the Services. Submitted cards will not be returned or withdrawn unless and until you acquire a one hundred percent (100%) ownership interest in the applicable card and submit a valid withdrawal request, subject to applicable fees, verification requirements, and platform policies.

Until withdrawal is approved, the Company retains possession of the card on behalf of fractional interest holders. You waive any right to demand physical delivery, access, or inspection unless expressly permitted by the Company in its sole discretion. The Company is not responsible for delays caused by verification, compliance, shipping, or operational requirements. Custody does not create a bailment, fiduciary duty, or trust relationship beyond what is expressly stated in these Terms.

11. Fungible and Non-Fungible Assets

Certain cards may be designated as Fungible or Non-Fungible for platform and custodial purposes, as determined by the Company in its sole discretion.

Non-Fungible Status

A card submitted by a user is treated as Non-Fungible with respect to the submitting user's ownership interest so long as the submitting user retains a sixty percent (60%) or greater ownership interest in that specific card. The submitting user's retained fractional interests remain tied to the specific physical card while in Non-Fungible status.

Fungible Status

If the submitting user's ownership interest falls below sixty percent (60%), the card is automatically reclassified as Fungible. Fungible interests represent an economic interest in a pool of substantially similar cards rather than a claim to a specific physical card.

Changes in Status

Fungibility status is not permanent and may change without notice due to marketplace activity or ownership changes.

Withdrawal Limitations

Even with one hundred percent (100%) ownership, physical withdrawal is not guaranteed and remains subject to platform availability, approval, and operational constraints. Withdrawal may be impossible if all available copies are designated as Non-Fungible or otherwise unavailable. All fungibility determinations and withdrawal approvals are made in the Company's sole discretion and are final for platform purposes. Fungibility rules may affect liquidity, withdrawal timing, and access to specific cards.

12. Loss, Damage, and Insurance

The Company uses commercially reasonable care in the custody and storage of submitted cards, which may include storage in bank vaults or safety deposit boxes maintained by third-party financial institutions. The Company may maintain insurance coverage applicable to stored cards; however, such insurance may be subject to limits, exclusions, deductibles, and claim conditions, and may not cover all types of loss or the full value of any card. Such insurance may be general or pooled in nature and may not be allocated on a per-card or per-user basis.

Insurance coverage, if any, is maintained for our benefit and does not create third-party beneficiary rights for users. The availability of insurance does not constitute a guarantee that any loss, theft, damage, or destruction will be fully recoverable or compensated. To the extent not covered by applicable insurance, you acknowledge and agree that you bear the risk of loss, except to the extent required by applicable law.

13. Compliance and Identity Verification

To comply with applicable laws, regulations, and risk management requirements, the Company may require you to provide identifying information, documentation, or verification, including know-your-customer (KYC) and anti-money laundering (AML) checks. You authorize the Company to verify your identity, monitor transactions, and take reasonable actions to detect and prevent fraud, illegal activity, or misuse of the Services.

The Company reserves the right, in its sole discretion, to delay, restrict, suspend, or terminate access to the Services, freeze account balances, cancel transactions, or report activity to appropriate authorities where required or deemed appropriate for compliance purposes. Failure to provide requested information or comply with verification requirements may result in account suspension or termination.

14. Force Majeure

The Company shall not be liable for any delay, failure, or interruption of the Site or Services, including custody, withdrawals, transactions, or access to cards, resulting from events beyond its reasonable control, including but not limited to natural disasters, acts of God, war, terrorism, labor disputes, power or internet failures, bank access restrictions, governmental orders, or failures of third-party service providers.

15. Disclaimers; Limitation of Liability

To the maximum extent permitted by law, the Company disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, durability, and quality. The Company is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or Services. If liability is found, the Company's total liability is limited to fifty U.S. dollars (US $50).

16. Taxes

You are solely responsible for determining and paying any taxes applicable to your use of the Services, including taxes arising from the purchase, sale, transfer, or ownership of cards or fractional interests. The Company does not provide tax advice and does not determine your tax liability. Where required by law, the Company may issue tax forms or report transactions to taxing authorities.

17. Indemnification

You agree to indemnify and hold harmless the Company and its officers, directors, employees, agents, and affiliates from any claims, damages, or expenses arising out of your breach of these Terms or violation of law or third-party rights.

18. Governing Law; Dispute Resolution

These Terms are governed by the laws of the State of Ohio, without regard to conflict of law principles. Any dispute arising out of or relating to the Site, Services, or these Terms shall be brought exclusively in the state or federal courts located in Ohio, and you consent to the personal jurisdiction of such courts.

19. Personal Information

Your use of the Site and Services is subject to the Company's Privacy Policy, which governs the collection, use, and processing of Personal Information.

20. Intellectual Property; Site Content

The Site and Services, including their layout, design, software, features, text, logos, and other original content created by us ("Platform Content"), are owned by or licensed to us and are protected by intellectual property and other applicable laws.

Certain images, names, trademarks, and artwork displayed on the Site, including images of trading cards and related artwork, are owned by their respective rights holders and are used for identification, descriptive, marketplace, or informational purposes. Such materials are used under principles of fair use or with permission, and no ownership or endorsement by any third party is implied.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Services for their intended purposes. You may not copy, reproduce, scrape, modify, distribute, or exploit any Platform Content except as expressly permitted by us in writing.

By submitting listings, images, descriptions, or other content through the Services ("User Content"), you represent that you have the necessary rights to submit such content and grant us a worldwide, royalty-free, sublicensable license to use, host, store, reproduce, display, and distribute such User Content in connection with operating, promoting, and improving the Services.

21. General Terms

These Terms constitute the entire agreement between you and the Company regarding the Site and Services. If any provision is held unenforceable, the remaining provisions will remain in effect. Failure to enforce any provision is not a waiver. The Company may assign these Terms in its sole discretion. The Company may update these Terms from time to time. Updates take effect thirty (30) days after posting on the Site. Notices may be provided via email or registered mail and are deemed received as specified in these Terms.

22. No Financial or Professional Advice

The Company does not provide financial, legal, tax, or other professional advice. Collectibles and shared interests in cards involve risk, including loss, illiquidity, and volatility. Past performance is not indicative of future results.